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Rocket Mortgage offers loans that allow a debt-to-income ratio, or DTI, of 57% and higher in some cases. Rocket Mortgage also offers several affordable loan programs, including Freddie Mac's Home Possible® mortgage. If you qualify for an FHA or VA loan, you can get a mortgage with a low down payment or no down payment. Rocket's app excellence is corroborated by its consistently high app ratings.
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You can begin your application via the app, upload documents, and manage payments, among other feature-rich capabilities. Rocket's home-buying app is a standout among mortgage lenders. Whether you will have to sign in the physical presence of a notary will depend on your state's laws and other factors. Rocket Mortgage says that some borrowers can even sign all closing documents remotely. In the Rocket Mortgage app, you can share information automatically by linking your asset accounts. Its home loan process is entirely online, up to closing. Rocket Mortgage was a pioneer in online mortgage application technology.
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Power's customer satisfaction survey, losing out to Guild Mortgage by only 8 out of 1,000 points. In 2021, Rocket Mortgage came in second place in J.D. 1 mortgage servicer prize for eight years. It held the top position in the mortgage origination survey for 11 consecutive years and grabbed the No. Power customer satisfaction surveys - mortgage origination and mortgage servicing. Rocket Mortgage is on fire when it comes to customer service.